BetterPet Champion Plan

The ultimate lifetime care plan for pets you consider family.

From

R299/month

Annual cover limit

R30,000

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What's included

Every benefit on this plan, what it covers and how it works.

Wellness Routine Cover

A health benefit that supports regular preventive care. It covers the routine vet visits and preventive treatments that keep your pet healthy and catch problems early.

What's covered

  • Titer testing
  • Vaccinations / injection fees
  • Consultation fee
  • Heartworm prevention
  • Faecal test
  • Deworming
  • Microchipping
  • Flea / tick prevention
  • Nail trim
  • Elective sterilisation / neutering
  • Dental check-up

Routine veterinary visits

Regular check-ups and wellness exams to detect health issues early and monitor your pet's health consistently.

Vaccinations

Protection against contagious diseases, often required by law and essential for preventing illness.

Preventive medications

Flea and tick preventives, heartworm preventives, and other recommended treatments.

Diagnostic testing

Blood tests, faecal examinations and screenings to detect early signs of disease.

Co-payment

50% co-payment on all claims, to a maximum of R2,500 or 12.5% of the Overall Annual Maximum (whichever is greater). No excess applied on this benefit.

3-month waiting period

Applies from policy start.

Co-payment

50%

on all claims

Annual limit

R2,500 / 12.5%

of Annual Maximum, whichever is greater

Waiting period

3 months

from policy start

Dental Cover

Helps with the cost of your pet's dental care, a big part of their overall health. Gum disease and dental injuries are common, and this benefit keeps them affordable to treat.

What's covered

  • Dental cleanings
  • Dental exams & X-rays
  • Periodontal disease treatment
  • Tooth extractions, scaling and root planing
  • Oral surgery

Dental cleanings

Routine cleanings, typically annual or semi-annual, essential for maintaining oral health.

Exams & X-rays

To assess dental health and diagnose hidden problems.

Periodontal treatment

Tooth extractions, scaling, root planing and antibiotic therapy.

Oral surgery

Removal of damaged or infected teeth, gum surgeries and other oral procedures.

Exclusions

Excludes dental check-ups, consultation fees, orthodontic treatments and dentures.

Pre-existing conditions

Pre-existing dental conditions are not covered.

12-month waiting period

Ensures existing dental disease is not present at enrolment.

Annual limit

R2,500 / 12.5%

of Annual Maximum, whichever is greater

Co-payment

50%

no excess on this benefit

Waiting period

12 months

from policy start

Search & Rescue

Financial support to help bring your missing pet home, covering the costs of searching for and recovering them.

What's covered

  • Posters and flyers
  • Local advertising letters
  • Marketing campaigns
  • Reward costs
  • Volunteer coordination expenses

Reasonable measures

All reasonable measures and safeguards must have been taken to prevent the pet being lost or stolen.

Safety precautions

The safety of the pet must have been in place before the incident.

Accident & illness during recovery

Covers accidental injuries and illnesses sustained during search and rescue, including rehabilitation and recovery.

Proof of payment

Proof of all payments for this benefit must be provided at claim stage.

Lifetime maximum

R1,000

total coverage

Waiting period

6 months

from policy start

Legacy of Life

A compassionate benefit that supports you through your pet's final journey, so you can say goodbye with dignity and honour their memory.

What's covered

  • Euthanasia services
  • Individual or communal cremation
  • Memorial services
  • Grief support and counselling

Euthanasia services

Compassionate euthanasia when recommended by a vet for terminal conditions or suffering.

Cremation services

Individual or communal cremation to honour your pet's memory according to your preferences.

Memorial services

Support for memorial arrangements and remembrance ceremonies to celebrate your pet's life.

Grief support

Access to grief counselling and support resources for you and your family.

12-month waiting period

Applies from policy start.

Coverage limit

R1,500

lifetime maximum

Waiting period

12 months

from policy start

Grief support

24/7

support line

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Excess Buster (zero excess) is available as an optional add-on on any plan.